My Blog

A new post every week

I hope you enjoy reading these posts as much as I enjoy writing them. They will include topics such as personal finance, FIRE (financial independence retire early), familial relationships, and general day-to-day stories about life. The common theme will stay the same though - how can I get more TIME to do the things I love?

Feel free to subscribe to get notifications of published posts sent directly to your email. If you wish to connect with me, I would love you to interact with me on any of my social media websites!

Disclaimer: I am not a financial or tax advisor. All opinions are my own. This blog is based on my own financial experience towards personal finance.

#93. How To Save For Short-Term Expenses

ZachP

Jul 3, 20236 min read

Adulting Is Hard

#93. How To Save For Short-Term Expenses

Here is your key takeaway: save for short-term expenses and invest for long-term wealth. For the vast majority of folks, myself...

ZachP

Jun 23, 20233 min read

Financial Independence Tangents

#89. When To Hire A Professional

Socrates, in Plato's Republic, Part 2, embarked on a thought experiment to build a "just city". The premise behind this city is that...

#82. Adulting Is Hard: What Is An Index Fund?

ZachP

Jun 7, 20233 min read

Adulting Is Hard

#82. Adulting Is Hard: What Is An Index Fund?

Index funds are one of the greatest gifts to the average investor in the last 60 years. They allow you to beat most professional...

#81. My Job Doesn't Offer A Retirement Plan!

ZachP

Jun 5, 20232 min read

Adulting Is Hard

#81. My Job Doesn't Offer A Retirement Plan!

Many people do not know how to invest outside of a workplace retirement plan (pension, 401(k), 403(b), etc.). If this is you, take a deep...

#79. Do You Have Unclaimed Money You Didn't Know About?

ZachP

May 31, 20232 min read

Adulting Is Hard

#79. Do You Have Unclaimed Money You Didn't Know About?

NOTE: I do not get any compensation for you clicking on links in this article. Bummer . . . Oddly enough, many Americans have unclaimed...

ZachP

May 24, 20232 min read

Adulting Is Hard

#76. Why You Shouldn't Be A Saver

Before you do a happy dance because The Sytch said you didn't need to save money, listen up. After a person has their emergency fund in...

#66. Adulting Is Hard: Tips To Help You Spend Less Than You Make

ZachP

May 1, 20234 min read

Adulting Is Hard

#66. Adulting Is Hard: Tips To Help You Spend Less Than You Make

As I've written about before, the concept of building wealth is simple, but putting it into practice is quite difficult. From paying...

#64. Introducing The Couples' Financial Conversations & Goal Setting Worksheet

ZachP

Apr 26, 20234 min read

Time Challenge Series

#64. Introducing The Couples' Financial Conversations & Goal Setting Worksheet

Money is often cited as one of the leading causes of stress and conflict in relationships. It is easy to say, "As a couple you should be...

#59. Love & Money: Combining Finances Is A Tricky Game

ZachP

Apr 14, 20235 min read

Financial Independence Tangents

#59. Love & Money: Combining Finances Is A Tricky Game

Combining finances as a couple is tricky. However, properly navigating this financial partnership is crucial for building trust,...

ZachP

Mar 10, 20234 min read

Adulting Is Hard

#44. Three Ways To Do A Simple Budget

I did not title this article, "Adulting Is Hard", but I am including it in that series and my FI tangents as well. There is no one...

#40. Adulting Is Hard: How To Start Investing In The Stock Market

ZachP

Mar 1, 20235 min read

Adulting Is Hard

#40. Adulting Is Hard: How To Start Investing In The Stock Market

Disclaimer: I have a lot of links in this article. If you click any of the links, the only form of compensation I may receive is a...

#33. Adulting Is Hard: Why You Need A Financial Binder

ZachP

Feb 13, 20233 min read

Adulting Is Hard

#33. Adulting Is Hard: Why You Need A Financial Binder

If I was to unexpectedly pass away, a tremendous amount of pressure would be shifted to my wife. Not only would she have to deal with...

#28. Adulting Is Hard: How To Open A Roth IRA

ZachP

Feb 1, 20234 min read

Adulting Is Hard

#28. Adulting Is Hard: How To Open A Roth IRA

It is easy to forget that words, phrases, and other things you say may be general knowledge in your head, but that does not mean it is...

#24. Adulting Is Hard: One Tip To Save Big At The Grocery Store

ZachP

Jan 23, 20233 min read

Adulting Is Hard

#24. Adulting Is Hard: One Tip To Save Big At The Grocery Store

Think back to when you were at the grocery store recently. Picture yourself in the canned food aisle. You plan to stock up on some...

#19. Adulting Is Hard: How To Create An Emergency Fund

ZachP

Jan 11, 20234 min read

Adulting Is Hard

#19. Adulting Is Hard: How To Create An Emergency Fund

Any good budget has an emergency fund. You might have heard people talking (or even screaming) that cash is trash over the last two...

#16. Adulting Is Hard: How To Properly Budget

ZachP

Jan 4, 20235 min read

Adulting Is Hard

#16. Adulting Is Hard: How To Properly Budget

Welcome to the first post in the new series. The purpose of this series is to help people gain confidence with their personal finances. ...